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Privacy Notice

Facts	WHAT DOES SPUR SECURITY BANK DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Spur Security Bank choose to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Spur Security Bank share?	Can you limit this sharing?
Questions?	Call (806) 271-3301	-
For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes-to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes-information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes-information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Who we are	-
Who is providing this notice?	Spur Security Bank

What we do	-
How does Spur Security Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Spur Security Bank collect my personal information?	We collect your personal information, for example, when you: Open an account or use your credit or debit card Deposit Money or give us your contact information Apply for a loan We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates' everyday business purposes - information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions	-
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Spur Security Bank has no affliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Spur Security Bank does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Spur Security Bank doesn't jointly market.

Other Important Information
For Texas Customers. The Spur Security Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against the Spur Security Bank should contact the Texas Department of Banking through one of the means indicated below: In person, or by U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; Telephone No. (877) 276-5554; Fax No. (512) 475-1313; Email: consumer.complaints@dob.texas.gov, Website: www.dob.texas.gov.

Other Important Information

For Texas Customers. The Spur Security Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against the Spur Security Bank should contact the Texas Department of Banking through one of the means indicated below: In person, or by U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; Telephone No. (877) 276-5554; Fax No. (512) 475-1313; Email: consumer.complaints@dob.texas.gov, Website: www.dob.texas.gov.

Thank you for choosing to be part of our community at Spur Security Bank (“Company,” “we,” “us,” or “our”). We are committed to protecting your personal information, your right to privacy, and use of our website. If you have any questions or concerns about this Privacy Policy, Terms of Use, or our practices with regard to your personal information, please contact us. Please read the following carefully. By using this Website, you acknowledge that you have read the following information and agree to be bound by them as may be amended by Spur Security Bank , from time to time, and posted on this Website. If you do not agree to our Privacy Policy and Terms of Use, do not use this Website.

Spur Security Bank Privacy Policy explains how we collect, use, and share information from or about you online when you visit this Website.

Web Forms

Spur Security Bank uses forms on this website to offer users a mechanism for communicating with us. Any information submitted through any form on this website may be used by Spur Security Bank to correspond with any user who has submitted information to Spur Security Bank . We do not share this information with third parties unless otherwise agreed to by a website visitor through acknowledgment on specific forms throughout this website.

Analytics

Spur Security Bank may use Google Analytics or Google Ads to gather basic information about website visitor behavior, interests, website performance, and other general data about this website and its use. Here are two of the most common Google Analytics advertising features that Spur Security Bank may utilize, and the insights they provide:

AdWords Remarketing: Uses behavior, demographic, and interest data to identify users who are likely to convert, and then allows you to target those users with remarketing campaigns through Google Ads.
Demographics and Interests Reporting: Provides insight into the age, gender, and purchase interests of users, which Spur Security Bank can use to better target audiences through advertisements.

Cookies

We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Notice. Spur Security Bank uses cookies in the following way:

Web-browsing cookies: Spur Security Bank may use web-browsing cookies to display information more effectively to you and to gather data about the usage of our website.
Social Media Pixels: Spur Security Bank may use social media pixels to allow Spur Security Bank the ability to remarket to you on social media platforms through paid advertisements.

Other technologies we use may capture user-specific data to help us understand how users interact with our website and to assist us with resolving client’s, customer’s, or users questions regarding the use of our website.

Advertising

Spur Security Bank may use pixel or cookie technologies to market to website visitors. However, most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage, no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this Privacy Policy.

How We Use and Share Information

Unless otherwise described in this Privacy Policy, Spur Security Bank will not use and share any information that we collect from or about you with a third party, unless otherwise stated in this policy.

Looking out for Children

We do not knowingly market to or solicit information from children under 18 without parental consent. We recognize that protecting children’s identities and privacy online is important, and that the responsibility to do so rests with both the online industry and with parents. While Spur Security Bank works to protect your personal information if it has been submitted to us, you also have responsibility. The internet is a public network. Childrens’ access to the internet can allow them to visit inappropriate websites and be exposed to unwanted risks. COPPA, the Children’s Online Privacy Protection Act, protects children under the age of 13 from online collection of personal information. Parents can be proactive by installing filtering software that gives them more control over their family’s internet experience. We recommend that minors 18 years of age or older ask their parents for permission before sending any information about themselves to anyone over the Internet. Additionally, we do not knowingly target or re-market to anyone under the age of 18 through preventative measures put in place by third-party social media and advertising partners such as Google and Facebook.

Accessibility

Spur Security Bank recognizes the importance of ensuring our websites are accessible to those with disabilities. This website endeavors to conform to Web Content Accessibility Guidelines 2.1 (WCAG 2.1 A, AA). We are committed to making our information accessible to visitors with disabilities and are actively working to increase the accessibility and usability of our website and in doing so adhere to many of the available standards and guidelines.